Please note that we only offer finance over £1500, this is due to the cost to the business and low margins on bikes below £1500.
Spread the cost with flexible finance. Midlands MTB is committed to excellent customer service and we understand that customers may need or prefer to pay with finance.
We have partnered with an established broker "Ideal For Finance" to enable our customers to spread the cost with monthly payments.
The following finance options are available, always subject to the lender’s assessment:
You can apply online and decisions are made quickly. The final decision is based on your circumstances, including your credit profile, how much you want to borrow, and the loan period.
Here is a representative example of the repayments on a £5,999 purchase, with a £1000 deposit paid over 4 years at 12.99% APR. Purchase amount £5,999; deposit amount £1000; total credit £4,999; interest rate 12.99% (fixed); loan duration 48 months; monthly repayment £132.32; total repayable £6,351.34; total cost £7,351.34. Please note: the representative example provides an indication only and the exact details will be provided at the application stage.
If you’re ready to apply, please use the contact us link on the home page, we will send you the link to begin the application process.
Please note that we only offer finance over £1500, this is due to the cost to the business and low margins on bikes below £1500.
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and may affect your credit score.
0% finance over 12 or 24 months.
Fixed-rate finance at 12.99% APR over three or four years.
Fixed-rate finance at 14.99% APR over 5 years
A deposit is required.
Please confirm this with us before beginning the application process.
Ideal4Finance helps thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.
You can apply online and decisions are made quickly. The final decision is based on your circumstances, including your credit profile, how much you want to borrow, and the loan period.
Midlands MTB Limited is an introducer-appointed representative of Ideal Sales Solutions Ltd T/A Ideal4Finance. Ideal Sales Solutions is a credit broker and not a lender (FRN 703401). Finance is available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount, and the term.